Effective Date: 07 November 2025
Last Updated: 07 November 2025
Welcome to Credit Kollect! These Terms and Conditions outline the rules and regulations for using our website and services. By accessing this website, you agree to comply with and be bound by these terms. If you disagree with any part of these terms, please do not use our website.
1. Definitions
In these Terms and Conditions:
- “Company”, “We”, “Our”, or “Us” refers to Credit Kollect.
- “You” or “User” refers to the individual, business, or entity using our website or services.
- “Services” refers to all products, tools, and resources provided by Credit Kollect related to payment recovery.
2. Use of the Website
By accessing or using Credit Kollect, you confirm that you are at least 18 years old and authorized to represent your business. You agree to use the website only for lawful purposes and in a way that does not infringe on the rights of others or restrict their use of the website.
3. Our Services
Credit Kollect provides digital solutions for MSMEs and business owners to recover unpaid invoices and defaulted payments. Our platform facilitates communication, negotiation, and legal assistance to support recovery.
4. User Responsibilities
You agree to:
- Provide accurate and complete information when submitting recovery cases.
- Not misuse or share false data about any individual or business.
- Comply with all applicable laws while using our services.
- Maintain confidentiality of your account credentials.
5. Payment and Fees
Some services offered by Credit Kollect may require payment or service charges. You agree to pay all applicable fees as per our pricing structure. Fees once paid are non-refundable, except in cases of technical or administrative errors.
6. Limitation of Liability
Credit Kollect strives to ensure accurate and efficient service delivery, but we do not guarantee recovery in every case. We are not liable for any indirect, incidental, or consequential damages arising from your use of our platform or reliance on its information.
7. Intellectual Property
All content, trademarks, graphics, and logos displayed on Credit Kollect are the property of the company. You may not copy, reproduce, or use them without prior written permission.
8. Termination
We reserve the right to suspend or terminate access to our website or services at any time if we believe there is a violation of these Terms, misuse of services, or fraudulent activity.
9. Changes to Terms
Credit Kollect may revise these Terms and Conditions at any time. Changes will be effective once updated on this page. Continued use of the website after modifications implies your acceptance of the new terms.
10. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of courts located in Lucknow.
11. Contact Us
If you have any questions about these Terms and Conditions, please contact us:
Credit Kollect – Legal Team
Email: legal@creditkollect.com
Phone: +91-XXXXXXXXXX
Website: www.creditkollect.com